Getting into a car accident while making a delivery can be overwhelming. If you’re injured on the job, it’s important to take the right steps to protect your health and your ability to receive workers’ compensation benefits. Here are five key actions to take after a delivery accident at work.
1. Report the accident immediately
Tell your employer about the accident as soon as possible. In Georgia, workers’ compensation laws require timely reporting of workplace injuries. Delaying this step could put your benefits at risk. Provide details about what happened, where it occurred, and any injuries you sustained.
2. Seek medical attention
Even if injuries seem minor, get checked by a doctor. Some injuries, like whiplash or internal damage, may not be immediately obvious. Workers’ compensation usually covers medical expenses, but treatment must come from an approved healthcare provider. Make sure to follow all medical advice and keep records of your visits.
3. Document everything
Write down details about the accident, including the time, location, weather conditions, and any witnesses. Take photos of the scene, your vehicle, and any injuries. Keep copies of medical reports, accident reports, and any communication with your employer. This documentation can help support your claim.
4. Follow up on your workers’ comp claim
Your employer should file a workers’ compensation claim on your behalf. Stay informed about the process and make sure all paperwork is submitted correctly. If there are delays or issues, ask for updates to ensure your claim moves forward.
5. Know your rights if a third party is involved
If another driver caused the accident, you may be able to file a third-party claim in addition to workers’ compensation. This could help recover damages for pain and suffering, which workers’ comp does not cover. Understanding all your options ensures you receive the benefits you deserve.
Take action quickly
Acting quickly after a work-related accident helps protect both your health and financial stability. Understanding your rights and staying proactive throughout the claims process can make a significant difference. Ensuring proper documentation and exploring all available options will help you secure the compensation you need to move forward.