Workers’ compensation protects employees who suffer injuries on the job. Understanding which injuries qualify for this protection helps workers know their rights and the benefits they may receive.
Accidental injuries
Accidental injuries represent one of the most common types of injuries covered by workers’ compensation. These injuries occur from unexpected events, like slips, falls, or machinery accidents. If an employee slips on a wet floor or gets hurt by faulty equipment, worker’s compensation benefits may extend to medical bills and lost wages. The injury must occur while performing job duties for the worker to qualify.
Repetitive stress injuries
Workers’ compensation also covers repetitive stress injuries, which develop over time due to repetitive motions or tasks. Conditions like carpal tunnel syndrome or back pain from lifting heavy objects fall under this category. Even though these injuries develop gradually, they still qualify for benefits if caused by job-related activities. Workers should report these injuries as soon as they notice symptoms to ensure coverage.
Occupational illnesses
Occupational illnesses are another type of injury covered by workers’ compensation. These illnesses arise from exposure to harmful substances or environments at work. For example, workers exposed to toxic chemicals or extreme temperatures might develop health issues directly linked to their jobs. Workers’ compensation covers treatment and recovery costs for these illnesses.
Ensuring workers’ rights
Workers’ compensation provides essential protection for those injured on the job. Understanding what injuries qualify can help workers feel secure in their rights and access the benefits they deserve. Employees should review their employer’s workers’ compensation program before applying.