Originally, workers’ compensation was meant for civil service workers who had dangerous jobs. In fact, workers’ compensation was the first public insurance in the United States when it started in 1908. A few years later, all government workers were covered by workers’ compensation in case of an accident on the job.
Workers’ compensation is now available in all 50 states and the last states. Although the specifics of workers’ compensation vary from state to state, the coverage is basically the same throughout the country with some minor variations.
What is workers’ compensation like in Georgia?
In Georgia, any business with at least three employees must have workers’ compensation coverage. The only exception to that is if it is a construction business, in which case the employer must carry coverage if they are employing at least one person. If the employer does not give coverage to the employee(s) according to the terms of the policy, they will be fined double what the premiums cost for two years.
Valuable advice of a knowledgeable workers’ compensation lawyer
If you have experienced an accident on the job and were injured through no fault of your own, it may be valuable to consult a workers’ compensation lawyer who can help you to navigate the process and to understand your rights and how to protect them.
A lawyer can offer you solid legal advice, can walk you through the workers’ compensation application process, and can stay by your side every step of the way. Sadly, it is not always so easy to receive the benefits to which you are entitled. You may find the application process confusing and difficult and you cannot always rely on your employer to share all of the information that you need. Your application will need to be perfect, which is why it may be a good idea to tap into the knowledge of someone who has a great deal of experience with that process. Hopefully, you will get what you need and what you deserve so that you are able to move forward.